Car Rental Coverage in Costa Rica

This is an important question when you are planning your trip. 
 

When the question arises, Do I Need to rent a car in Costa Rica?

The second question shows up. 
What kind of coverage or insurance I need in Costa Rica
for my rent a car?

This questions could save you a huge headache or give you a
headache

Costa Rica is very different when comes to car rental insurance. 
In fact, we can say is 
different from every other country

 

Please read carefully this topic so you can choose what you need.

 

Collision Damage Waiver (CDW)

Collision Damage Waiver is an optional service which, if accepted, reduces your financial liability for damage to the Hertz vehicle, except for theft, attempted theft or vandalism, provided the vehicle is used in accordance with the terms and conditions of the rental agreement.

Note: CDW does not include Theft Protection. In case of theft you will be responsible for a fix non-waivable excess of USD 4,000.00.

 

Regardless of CDW being purchased, all rentals are subject to a deductible for which you are responsible in the event of damage to the Hertz vehicle during the rental .Please read below the $0 deductible and other options.

You can further reduce or eliminate your excess liability. Please refer to $0, $200 or $500 deductible options.

 

If you choose to rely on your credit card, we strongly recommend that you fully understand the terms and conditions of any coverage provided by your credit card company before you decline any of our optional services and please request the Coverage Letter from the Credit Card Company  That prove that you have CDW coverage in Costa Rica

Mandatory Third Party Liability (TPL) 

When renting a car in Costa Rica you need to cover 2 different coverage, CDW well knows as LWD (covers the rented car) and Third Party Liability, this one covers someone else car, life or property. 

 

In this quote, the TPL is included (minimum required in Costa Rica) and has a fixed deductible of $535 plus the 20% of the damages cost to the 3rd party car, life and/or property. Please read below the $0 deductible for 3rd party coverage. 

 

The CDW/LDW is not included in this quote, if accepted the deductible is $1200 (at the basic level) in case of accident or damages for parts and labor.

If CDW/LDW is declined and your CREDIT CARD provide this coverage you will be responsible up to the full replacement value of the vehicle. Your security deposit will now be $3000. The rental and the deposit will be hold in the same credit card.
 

The deposit is release at return, and your bank should clear within 72 hours maximum.


To Decline Third Party Liability (TPL) coverage the customer can present written proof of liability coverage (Coverage Letter from the Credit Card Company) in Costa Rica, otherwise Third Party Liability (TPL) is MANDATORY.

If you choose to rely on your credit card, we strongly recommend that you fully understand the terms and conditions of any coverage provided by your credit card company before you decline any of our optional services and please request the Coverage Letter from the Credit Card Company  That prove that you have TPL coverage in Costa Rica

 

Optional Coverages

 

Hertz offers different protection plans to reduce your financial responsibility in case of an accident.

$0 deductible protection for the car damages known as Premium Coverage.

$200 deductible protection for the car damages known as Medium Coverage.

$500 deductible protection for the car damages known as Smart Coverage.

 

This can be included separately in your quote. Please request this in the notes section. 

 

Tires And Windshields Coverage, $6.99 per day.

(included on the Premium and Medium Coverage)

This is a special coverage for the tires and windshields of the car. 
In case a window is broke of a ''Coconut'' (for example) brakes any of the windshields.

 

$0 Deductible 3rd Party Coverage, $7 per dar. 

(included on the Premium and Medium Coverage)

This is a special coverage for 3rd party only. It covers cars, life or property.

 

Note: CDW does not include Theft Protection. In case of theft, you will be responsible for a fix non-waivable excess of USD 4,000.00.